Your Mortgage Partner Through Every Stage of Homeownership
From First Home to Forever Home, We Have You Covered
Let's Find the Right Loan for Your Needs
✅ Pre-Approval & Home Loan Programs
✅ Refinancing made easy
✅ Build an ADU
✅ Retire with a Reverse Mortgage
Get Your Free Mortgage Consultation Today!
WHAT WE OFFER
Scope Our Services
Home Loan Pre-Approval
"How much can I afford to buy?"
We’ll help you find out—fast. Get Pre-Approved for a home loan to start exploring our low down
payment programs, competitive interest rates, and quick closing options. Your path to
homeownership starts here—stress-free and straightforward.
Mortgage Refinancing
"Is now a good time to refinance my mortgage?"
If rates have changed, then seize the moment to reshape your mortgage! Refinance now to
lower your monthly payments, consolidate debt, or access your home equity for what matters
most.
Accessory Dwelling Unit (ADU) Financing
"Can I use equity to build an ADU?"
Yes—and we’ll show you how! Tap into your home equity or discover affordable construction loan programs to build an ADU for extra living space or rental income.
Reverse Mortgage
"What are my options with a reverse mortgage?"
Plenty! If you have significant home equity, but need cash flow, a reverse mortgage can be a
smart retirement strategy. Retain homeownership, supplement your income, and support your
financial future—all without monthly mortgage payments.
About us
My mission is to provide you with personalized and honest guidance that empowers you to
make the right decisions for your future. Whether you're buying, building, refinancing, or
planning for retirement, I’ll work tirelessly to secure the best mortgage solutions for you—so you
can move forward with confidence and achieve your homeownership goals.
🔹 Personalized Support – We guide you through every step of the process, ensuring you understand all your options.
🔹 Competitive Rates – We work with a wide network of lenders to secure the most competitive offers for you.
🔹Driven by Results – We don’t just talk— We deliver real solutions that align with your goals and timeline.
DISCLAIMER
Visit equitysmartloans.com. Rates, Fees and Programs are subject to change without notice. This is not a guarantee or a commitment to lend. Some products may not be available in all states. Not all applicants qualify for financing, subject to review of credit/collateral. Equity Smart Home Loans NMLS#: 856170 DRE#: 01906808 Headquarters: 1499 Huntington Dr Suite 500, South Pasadena, CA 91030, (323) 258-4317